“Looking to 70 1/2, a Magic Number in Retirement Plans”
…On the other hand, Robert J. DiQuollo, chief executive and senior financial adviser at Brinton Eaton, a wealth manager based in Madison, N.J., counsels newbies to hold off taking distributions, especially this year, when a national election looms. To read more, click here.
“Strategies to Enhance Client Relationships”
“It’s clearly become more important after the 2008 financial crisis and the Madoff debacle,” said Marla Bace, principal and chief marketing officer for the Madison, N.J.-based firm Brinton Eaton. “There’s more emphasis on the approach, on transparency, on comfort for the client and what is the optimal fit.” To read more, click here.
“Giving to charity? It’s best to have a plan”
Whether you have $200 or $2 million to give, your donations will go further if you craft a plan for doling out your charitable dollars… “If you’re giving $10 and $20 here and there, it makes it really difficult to track your donations,” says Robert J. DiQuollo, CEO of Brinton Eaton, a wealth advisory firm in New Jersey. To read more, click here.
“How to Use Life Insurance to Donate to Charity”
…While the proceeds will be included in your gross estate, your estate will receive a charitable deduction for the amount of the proceeds upon your death, explains Robert DiQuollo, a certified financial planner and CEO of Brinton Eaton, a wealth advisory firm. To read more, click here.
“8 Moves Investors Should Make in 2012: Brinton Eaton”
Brinton Eaton, a New Jersey-based wealth advisory firm, has some suggestions for investors for the coming year, starting with “keeping the faith” in equities and keeping a tight rein on emotions. To read more, click here.
“Don’t Neglect Your Financial To-Do List”
Brinton Eaton’s year-end checklist for investors, featuring comments by Dave Hill and Abby Rosen. To read more, click here.
“Beware the Pitch for Indexed Annuities”
…Jerry Miccolis, chief investment officer at Brinton Eaton Wealth Advisors in Madison, New Jersey, believes there are more flexible, less complicated ways to get decent returns and keep portfolio volatility in check. “For most people, even those who are already retired, a diversified portfolio is still the best way to stay ahead of inflation and generate income,” he says… To read more, click here.
“Tips to Manage Personal Wealth in Volatile Markets: NAPFA”
Practice management and investment speakers at Brooklyn conference take the macro view… Miccolis said that hidden under his book’s cover is his true subject: a book about enterprise risk management (ERM), including topics such as natural hedging, risk exploitation and catastrophe protection. To read more, click here.
“Miccolis, Bengen and Evensky on the New Challenges in Portfolio Construction”
Conventional wisdom about the best way to construct a portfolio has been discredited, according to three industry thought leaders – Jerry Miccolis, Bill Bengen and Harold Evensky… To read more, click here.
“Good Portfolios Embrace Risk”
This article is authored by Brinton Eaton CEO Bob DiQuollo. With investors still wary about the markets and the economy, many are wondering about how to risk-manage their portfolios against sudden declines or protracted bear markets. To read more, click here.
Collecting social security: ‘File and Suspend’ strategy may benefit couples
The article is authored by Brinton Eaton Financial Analyst Ellen Clawans. There is plenty to consider when determining the best time to start collecting Social Security as an individual, but what if you are married? To read more, click here.
“A Study in Diversity”
Beneficiary designations take precedence over the client’s will and can thwart estate distribution plans if they’re not handled properly. Mary Ellen Hancock, CFP®, a financial planner at Brinton Eaton, a wealth advisory firm in Madison, N.J., points out that these designations are found with numerous accounts. To read more, click here.
“Four Mistakes to Avoid When Choosing a 529 Plan”
Fifteen years after their inception, 529 plans remain popular as an effective way for families to save for college expenses. There are many different plans to choose from, each with various features and advantages. However, just like any investment plan, you should evaluate your options carefully. In Hard Copy.
“Thinking Ahead Pays Off When Selling Your Practice”
Even if you’re not ready to retire, it’s a good idea to think ahead to the day when you may want to either sell your practice, or sell your partnership in a group practice. How you organize your affairs now can have a significant impact on the success of the transaction, not to mention your future cash flow and comfort in retirement…. November 2011 Hard Copy
“Saving For Your Child’s Education: Don’t Wait”
If you are a physician who has been practicing for a number of years, with a good personal cash flow and adequate savings, you may be tempted to pay for your child’s college education outright. Well, you might want to reconsider….November 2011 Hard Copy
“Sunday Business Section Three Questions”
Marla Bace has helped shape marketing plans for firms throughout New York and New Jersey over the past 20 years… Bace spoke to The Star-Ledger about the marketing field… To read more, click here.
“FSA HSA MSA HRA – Which One is Right for You?”
This article is authored by Brinton Eaton Chief Investment Officer Jerry Miccolis. In tough economic times, having a tax-free medical savings account can be a smart way to save money and ensure you have cash available to pay for uncovered medical expenses. However, there are different types of medical savings accounts – FSAs, HSAs, MSAs and HRAs – and they all have different features… To read more, click here.
“At What Age Should You Collect Social Security”
Just because you can take benefits at 62 doesn’t mean you should. Monthly payments differ substantially based on when you elect to receive benefits. So, the timing of benefits is an important decision that can affect the amount of benefits you will receive for the rest of your life. …To read more, click here.
“Can Volatility Be Tamed”
…“The market collapse in late ’08 is what started us down this road,” says Jerry Miccolis, Chief Investment Officer at Brinton Eaton, a Madison, N.J. wealth manager… To read more, click here.
“Goodbye, Old Theory”
…“One of the conference presenters I’ve been talking to, Jerry Miccolis of Brinton Eaton Wealth Advisors, spent 25 years working at Towers Perrin before he moved into the financial services world.”… To read more, click here.
“Pension Cash Outs are Coming”
“Deciding whether to take the pension or the lump sum hinges on many variables, according to David M. Hill, a financial advisor at Brinton Eaton, a wealth advisory firm in Madison, N.J. ‘There is no cookie-cutter solution. It’s a client-by-client decision,’ he says.”… To read more, click here.
“How Corporate Executives Can Maximize Compensation Deals – White Paper”
…“Your total employment compensation is, in effect, a portfolio of short- and long-term assets,” Robert DiQuollo, president and chief executive officer of Brinton Eaton, and the paper’s author, said in a note accompanying the report. “These assets must be properly maximized – and their risks mitigated – in order to ensure that no money is ‘left on the table’.” …To read more, click here.
“How Corporate Executives Can Maximize Compensation Deals – White Paper”
US wealth advisory firm Brinton Eaton guides executives on how to make the most of their compensation packages in a new white paper document, which describes issues going beyond annual salary and bonus. The paper is called “The Executive Guide to Making the Right Compensation Decisions….” To read more, click here.
“Should You Try Asset Allocation Yourself?”
…Fund companies market the 4,000 asset allocation funds under different labels… “The most important thing you can do to achieve success in investing is to get your portfolio’s asset allocation mix right and stick with it,” says Jerry Miccolis, chief investment officer of Brinton Eaton Wealth Advisors and co-author of “Asset Allocation For Dummies.” to Jim Picerno, author. To read more, click here.
“PENSION CASH-OUTS ARE COMING”
For several reasons, more participants in traditional defined benefit plans will soon be confronting an important choice, and they need your help. Should they take the lifetime pension they were promised, or a lump-sum payout instead… Deciding whether to take the pension or the lump sum hinges on many variables, according to David M. Hill, a financial advisor at Brinton Eaton, a wealth advisory firm in Madison, N.J. “There is no cookie-cutter solution. It’s a client-by-client decision,” he says…” To read more, click here.
“Feature: Designing The Ideal Safety Net For Portfolios”
…Investing has always been an exercise in taking and managing risk. But the events of the past few years have changed the game. Whatever you call it – portfolio management, investment management, or wealth management – it is now, more than ever, indistinguishable from risk management… To read more, click here.
“Behind the Rush Into Exchange-Traded Funds”
These funds, which now boast nearly $1.2 trillion in assets, popped up at a pace of about one a day in the first half of this year as more investors warmed to their attractions — including almost immediate portfolio transparency… “Just consider them leaner, meaner cousins of corresponding mutual funds,” said Jerry A. Miccolis… To read more, click here.
“Looking For Protection”
“Index annuities promise to deliver a guaranteed return, but their costs and complexity are two serious trade-offs…” Jerry Miccolis, financial planner with Brinton Eaton, Madison, N.J., agrees. He diversifies client investments based on their future cash flow needs, life expectancy and legacy needs. He puts conservative clients who need every penny to live on over their lifetimes into diversified portfolios of individual bonds and stocks. He protects all of his clients against… To read more, click here.
“Protecting Portfolios Against Contagion”
“The fourth quarter of 2008 taught the wealth management industry and its clients the painful lesson that careful asset allocation and diligent portfolio rebalancing aren’t enough to protect against catastrophic market loss…” To read more, click here.
“Firm Opts To Outsource HR Duties”
“As a founding partner, president and chief operating officer of Brinton Eaton, a 24-person wealth-management firm in Madison, N.J., Robert DiQuollo wears numerous hats… To read more, click here.
“Fix your money mistakes: Not enough risk”
“As hard as it may be to stick with stocks, given what has happened,” says Robert DiQuollo, an investment adviser with Brinton Eaton, a wealth-management… To read more, click here.
“Retirees Need to Plan for Longer Life Expectancies”
“For most people, the biggest threat to a comfortable retirement is inflation, not short-term market volatility,” says Jerry A. Miccolis, CFA®, CFP®, and Fellow of the Casualty Actuarial Society (FCAS)… To read more,click here.
“How to Choose a Financial Advisor”
…“Understand if the adviser is receiving income only from clients (fee-only), or is paid by sales commissions, or both (fee-based or fee, plus commission). If the adviser is a straight product pusher who gets paid by selling you more financial products, turn on your heel and move on,” says Robert J. DiQuollo in Scott Gamm’s article on how can you tell a financial adviser from a financial “salesperson.” To read more, click here.
“Which Mutual Fund is Right for You?”
Larry Barrett notes that some investors are finding it much more difficult to sort out exactly which funds make the most sense for them from both a cost and investment perspective, Which Mutual Fund is Right for You? To read more, click here.
“Heir Loss”
“Robert DiQuollo, president of Brinton Eaton Wealth Advisors, in Morristown, N.J., says when planners are checking on clients’ beneficiary designations. It may be important to check state law. As Jay Korn warns readers that Checking how documents name beneficiaries can help to prevent some unhappy endings… To read more, click here.
“Take the Asset Allocation for Dummies Quiz”
The quiz is authored by Jerry A. Miccolis, the co-author of asset allocation for dummies and ran in the Palm Beach Daily Finance Column. To read more, click here.
“Borrowing from your 401(k) should be a last resort “
If you have unexpected expenses such as a hefty tax bill or an expensive home repair, you may be thinking about borrowing from your 401(k) plan.
Think again. To read more, click here.
“Why the Wealthy Stay Wealthy: They Continue to Invest for the Long Run”
Most people who have sizeable invested assets make the preservation of those assets a top priority. This requires a focus on the long term. You’re not going to find too many day traders among the rich – To read more, click here.
“Less is more: Managing company stock”
Don’t put all your eggs in one basket. Yet when it comes to employer stock – whether it’s doled out as options, sold at a discount via employee purchase plans or awarded as a company match in your 401(k) – otherwise financially prudent people often ignore this investing wisdom. To read more, click here.
“Assessing New Tools to Protect Against Tail-Risk Events”
Protecting against sudden, severe market drops is as crucial as it is difficult. A plethora of approaches to this problem have been brought to market in last few years, and to evaluate them my firm developed a set of rigorous criteria. These criteria led us to a solution that works for us and for our clients. To read more, click here.
“Financial Advice that Can Do Serious Damage”
Even the most well-intentioned personal finance advice and most standard, accepted bit of conventional wisdom on money matters can be bad in the wrong situation. To read more, click here.
“Will Your Clients Outlive Their Money?”
In a world of increasing uncertainty in which not everyone has amassed a nest egg big enough for retirement, financial advisers are doing a delicate dance: helping elderly clients embrace more investment risk while advising them to try to get by on less. To read more, click here.
“Tax Deal Could Be a Boon for Retirees”
It might not make up for the freeze on Social Security this year, but retirees who are taking distributions from their retirement accounts may now have an opportunity to strike back. To read more, click here.
“Making the Most of MRDs”
There’s no way around these mandatory withdrawals, but you can make sure your money is put to good use. To read more, click here.
“Voices: Jerry Miccolis, On Private-Client Risk Management – by Harper Willis”
There are four key aspects— I call them the four pillars— to enterprise risk management (ERM). When I started working with individual clients. I realized those pillars could easily be applied to individual wealth management. To read more, click here.
“Don’t Make These Investing Mistakes”
Are you confusing diversification for asset allocation? Forgetting to rebalance? Jerry Miccolis is interviewed by Andrea Coombes, Personal Finance Editor for MarketWatch / Wall Street Journal Digital Network. To listen, click here.
“10 Investment Mistakes to Avoid”
The New York Times’ “Bucks” blog reports on Jerry Miccolis’ 10 Investment Mistakes to Avoid. To read more, click here.
“Preparing for The Next ‘Black Swan’”
The August 21-22, 2010 Wall Street Journal article, “Preparing for The Next ‘Black Swan’” discusses what investors are doing to protect portfolios against a “black swan” — an unforeseen event that can wreak havoc on the financial markets. Brinton Eaton expands on this article further in their blog, Protecting Your Portfolio from the Next Black Swan
“Actively managed funds no certainty of top results”
Carolyn Bigda of Chicago Tribune and Brinton Eaton’s Jerry Miccolis discuss Strategy Indexing; the purchasing of mutual funds that track the performance of the broader market, and how an investor should broach these types of investments. To read more, click here.
“In Investing in Your 30s: Boosting Your Financial Health”
Daily Finance’s Jean Chatzky confers with Brinton Eaton’s Marina Goodman about ways to reduce debt. “…If you need a high income just to meet your fixed expenses, you’re making yourself very vulnerable,” states Goodman. Read more.
“NPR Interview with Jerry Miccolis”
Steve Pomeranz, host of National Public Radio’s On the Money program, interviews Jerry Miccolis on the importance of considering life expectancy when planning a retirement portfolio. Miccolis describes how most investors significantly underestimate their life expectancies, the impact of inflation and the correlation to the need to stay in the equity markets. To listen to the interview, click here.
“Retirement: New Ways to Protect Your Portfolio”
Brinton Eaton discusses an investment that aims to provide returns and tranquility amid intense market volatility. To read more, click here
“New Rules for Diversification”
By Randy Myers The Wall Street Journal interviews Jerry Miccolis on the benefits of portfolio diversification. Miccolis explains why diversification is important, and highlights how alternative investments can be a key part of an investor’s strategy for growth. To read more, click here
“Tax Me Now or Tax Me Later?”
By Lauren Young Bob DiQuollo sets the tone for this article on Roth IRA conversions. To read more, click here.
“401(k) Beneficiary Rules: What You Must Know”
Most 401(k) investors are worried about whether they’ll outlive their savings and haven’t given much thought to the opposite scenario. This can be a big mistake because there are inheritance rules that may require your account to be distributed in a way that you didn’t foresee. Jeremy Welther explains how to distribute your 401K assets to multiple benificiaries, such as family members, fairly. To read more, click here.
“Protecting Your Portfolio Against Extreme Loss”
The holy grail of investing is a portfolio that doesn’t go down when the stock market plummets, but goes fully along for the ride when the market soars. There are still no magic bullets, but some new investing strategies are emerging that can help protect a portfolio from major losses and still offer plenty of upside. To read more, click here.
“NPR Interview with Jerry Miccolis”
Steve Pomeranz, Host of NPR’s Morning Edition interviews Jerry Miccolis, co-author of Asset Allocation For Dummies® (Wiley 2009) about how the average investor should approach asset allocation. To listen to interview, click here.
“The Ins and Outs of Asset Allocation”
By Michelle Singletary I met a woman who asked me to review her 401(k) portfolio. She was worried about how she had allocated her contributions. To read more, click here.
“New Life for an Old Idea: Investment Buckets”
By Russ Banham That wily poet Robert Burns had it right when he wrote, “The best laid plans of mice and men oft go awry.” Burns could have been talking about the 2007–09 financial crisis, which took a hammer to many people’s investment accounts, not to mention the seemingly hidebound buy-and-hold investment strategy. To read more, click here.
“Traveling abroad for better returns”
By SHERYL NANCE-NASH While there’s no place like home, sometimes you have to get out of your own backyard — and that includes investing. Impressive growth in emerging economies such as China and India will boost investments that provide exposure to these markets, says the new Emerging Wealth report from consultancy Watson Wyatt. To read more, click here.
“In an uncertain economy, what could be safer than a pile of money?”
By Tim Grant At a very practical level, cash is a relatively safe investment that rarely loses its nominal value, unlike stocks and long-term bonds, which could lose value and, in the worst of circumstances, become worthless. At a more strategic level, cash makes it possible for an investor to buy other assets when prices take a dive. To read more,click here.
“6 Great Financial Gifts for Children”
By EMILY BRANDON A savings bond or piggy bank probably won’t elicit a squeal of delight from a small child or melt a sullen teenager’s face into a smile the way a video game will. But there are few people who wouldn’t appreciate a gift that appreciates over time. To read more, click here.
“Absolute Return: Preparing for an Uncertain 2010″
By David Bogoslaw It’s a sign of the times that even after a 65% runup in the Standard & Poor’s 500-stock index over the past nine months, investors still feel nervous about what 2010 may have in store for them. To read more,click here.
“How Long to Keep Financial Documents and When to Discard Them”
Most people hold onto boxes full of records they no longer need. And don’t always keep the records they need. Find out what to keep.http://www.fpanet.org/ToolsResources/TipoftheWeek/PastTips/Taxes/HowLongtoKeepFinancialDocumentsandDiscardThem/
“5 Retirement Risks and How to Handle Them”
The May 11, 2009 issue of U.S. News & World Report featured recommendations from Brinton Eaton on addressing key retirement problems: http://money.usnews.com/money/retirement/articles/2009/05/11/5-retirement-risks-and-how-to-handle-them
“Giving to charity?”
Prove it or lose deduction, featured on AffluentMagazine.com” Brinton Eaton’s advice on new IRS rules governing charitable deductions was the focus of this April 2009 article: http://www.affluentmagazine.com/articles/article/187
“Is it time to get back into the market?”
This Jan 5, 2009 issue of The Christian Science Monitor features Brinton Eaton’s recommendations on how to respond to the market collapse of late 2008: http://www.csmonitor.com/2009/0105/p13s01-wmgn.html
“The Perfect Alternative”
Brinton Eaton’s research into alternative investments to stabilize portfolios is featured prominently in the Dec 1, 2008 issue of Financial Planning magazine: http://www.financial-planning.com/fp_issues/2008_12/perfect-alternative2626161-1.html
“Volatile markets offer opportunities to harvest tax losses”
In this Oct, 17 2007 online interview by Marketwire, Brinton Eaton points out that difficult markets present their own advantages if you are alert to them. See http://www.marketwire.com/mw/release.do?id=782121
“Volatile markets prove that allocating funds among noncorrelated assets really does work”
Brinton Eaton was quoted in this Sept 1 2007 issue of Financial Planning magazine, commenting on the benefits of adding noncorrelated assets like commodities to a portfolio. The article is accessible via the following link: http://www.financial-planning.com/asset/article/528407/different-strokes.html
“Private Equity IPOs: Too Risky?”
Brinton Eaton’s opinions on this high-risk asset class were featured in the June 25, 2007 issue of Business Week online. See http://www.businessweek.com/investor/content/jun2007/pi20070625_455484.htm?chan=search.
“WisdomTree launches ETF aimed at foreign REITs”
Brinton Eaton advisors were quoted in this June 5, 2007 issue of Market Watch. Their comments related to the use of newly-available non-US real estate investment trusts in a diversified portfolio. The article is available at http://www.marketwatch.com/news/story/new-fund-focuses-top-dividend-paying/story.aspx?guid=%7B6873B254-935C-4685-BDE0-2F401E37E2B5%7D&dist=TNMostMailed.
“Second Home Can Boost Taxes”
Brinton Eaton was featured in this May 31, 2007 Wall Street Journalarticle regarding the steps taxpayers should take when moving, or splitting their time, between states with much different tax laws. See http://online.wsj.com/article/SB118057519169919477-search.html?KEYWORDS=arden+dale&COLLECTION=wsjie/6month.
“Three big mistakes that people make with their retirement plans”
In this August 29th 2007 online interview inInsuranceBroadcasting.com, Brinton Eaton commented on ways to improve your retirement strategy. See http://workitmom.com/bloggers/moneymom/2007/08/28/retirement-plan-tips/
“Harvest Time All the Time: A connoisseur explains how to use ETFs to harvest tax losses year-round”
Brinton Eaton’s approach to tax loss harvesting was the subject of this article in the October 2006 issue of Investment Advisor. The article also gives a brief overview of the firm’s investment approach and its organizational philosophy. See http://www.advisorone.com/article/harvest-time-all-time#
“Luxury vehicle, average ride: Despite all the hype, hedge funds likely to disappoint”
Brinton Eaton’s rationale for abandoning hedge funds was briefly cited in the June 11, 2006 edition of MarketWatch. Seehttp://www.marketwatch.com/News/Story/Story.aspx?dist=newsfinder& siteid=mktw&guid=%7BA29E7E6D%2DC3F4%2D43D3%2D8E0A%2DEED5AB143BB4%7D&link=&keyword=hedge%20funds.
This story was also run in several other publications, including the June 11, 2006 San Francisco Chronicle (under the title “Hedge funds deliver status but not a whole lot more”) and the June 13, 2006 Philadelphia Inquirer (under the title “Hedge funds not offering a boost”).
“Don’t forget the magical power of rebalancing”
The June 9, 2006 issue of the Daily Record reported on Brinton Eaton’s research into the surprising benefits of systematic portfolio rebalancing, including how adding an “inferior” asset can improve the performance of the portfolio. The article can be accessed through the following link:http://www.brintoneaton.com/files/Daily%20Record%20article%202006-Jun.pdf
“Investing: How to diversify now”
Brinton Eaton was highlighted in this May 15, 2006 MSN Money article. The piece provides practical advice on building a diversified portfolio, and includes a discussion of how a properly managed portfolio can actually achieve a higher return than any individual asset within it. The article is accessible via the following link: http://www.ibtimes.com/articles/20060517/investment-diversity.htm
“Finding an Index-Fund Genius”
Brinton Eaton was featured in this February 25-26, 2006 Wall Street Journal article. The subject was the enlightened use of low-cost index funds to achieve superior investment results. The article is accessible via the following link: http://phoenix.liu.edu/~uroy/index-funds/IndexFunds-experts.htm
“Finance Firm Puts Priority on Clients”
A profile of Brinton Eaton Associates appeared in the November 2, 2003 issue of the Daily Record. View article